TrueAmericanLoan
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Apply Now—Get Approved in Minutes!


Loved by 14,160 happy customers
Rated 4.9/5
As Seen On

Why choose True American Loan?

Simple and secure

Find out what you qualify for without messing with your credit score.

Get offers in minutes

Get a personalized loan options in just a few minutes with competitive rates.

More options available to you

More lenders, means you're more likely to find the loan that works for you.

You can use your loan for...

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12,744

Happy Borrowers

17,512

Loans Approved

Here's What Our Happy
Customers Are Sayin

4.9
5
80%
4
10%
3
3%
2
1%
1
6%
Jenny Tobler Verified
64 years old
Dec 5, 2024 - 11:43 am
@jenny_tobler22
545n 750 W, Provo, UT 84601, USA
The application process was simple and straightforward, with everything done online. I got approved within minutes, and the funds were in my account the next day. couldn’t have been easier.
Laurel Zimmer Verified
43 years old
Nov 28, 2024 - 20:34 pm
@laurel.zimmerman
1422 Lipan St, Denver, CO 80204, USA
There were no surprises. what they promised upfront was exactly what I got. No hidden charges, no extra fees, and I was able to pay off my loan early without any penalties.
Patrick Michael Verified
63 years old
Nov 24, 2024 - 10:12 am
@pmichaels151
721 Main St, Eau Claire, WI 54701, USA
I was provided with multiple options for repayment terms and interest rates that worked for my budget. They made the process so easy, and I’m really happy with the low rates they offered.
Linda Strickland Verified
41 years old
Nov 20, 2024 - 20:37 pm
@lindastrickland923891
27 Logan St, New Britain, CT 06051, USA
I was nervous about applying for a loan, but the customer service team was incredibly helpful and made the whole process stress free. They explained everything clearly and guided me step by step.
Show more reviews
Kylie Nathea Verified
35 years old
Nov 14, 2024 - 19:27 pm
@kylie.nathan.756291
255 SW 11th St, Redmond, OR 97756, USA
After being denied elsewhere, I got almost instant approval here, and the funds were in my bank account within 24 hours. I couldn’t believe how fast and efficient the process was
Joseph Martin Verified
43 years old
Oct 27, 2024 - 10:47 am
@nutrasmarter
510 6th Ave NE, St Cloud, MN 56304, USA
Is not reliable enough anytime you apply for loan they will round you around. They need to charge the way they do business with people
Customer Support
Oct 27, 2024 - 11:25 am
6295 Solway Drive, Memphis, TN, USA
Hey Joseph,
Thank you so much for sharing your feedback. we really appreciate your honesty. We're sorry to hear that your experience didn’t meet your expectations. We’d love the opportunity to address your concerns and make things right.
Julie Brown Verified
35 years old
Oct 13, 2024 - 14:39 pm
@julierlbrown
193 Carleton St, Providence, RI 02908, USA
I appreciate that there were no hidden fees or confusing terms. The transparency throughout the process gave me peace of mind, and I knew exactly what to expect at every step.
Aguilar Martha Verified
42 years old
Oct 7, 2024 - 19:23 pm
_marthaletyaguilar
48 Arlington St, Manchester, NH 03104, USA
They offered repayment plans that worked perfectly for my needs. The low rates were far better than I expected, and I was able to set up a plan that fit my monthly budget comfortably.
Sarah Neale Verified
36 years old
Sep 25, 2024 - 09:53 am
@sarahneale2
290 N Higbee Ave, Idaho Falls, ID 83401, USA
The fact that they approved my loan with a reasonable interest rate is great, I never thought getting a loan could be this easy. The team was super friendly, and the entire process was quick, simple, and completely hassle free. I felt supported the whole way.

Trusted for personal loans with a proven track record since 1987.

Why 1,000s of Americans choose

  • Easy loan application process

    No paperwork hassle—just a quick, simple process to get your loan approved.

  • Quick decisions

    Speak with an experienced lender in 15 minutes and get an answer right away.

  • Funds within 24 to 48 hours

    Get anywhere from $1k to $50k in your bank account in just 24-48 hours.

  • Competitive rates

    We’ll look at your situation and give you a personalized rate that works for you.

  • 2 months to 6 years term

    Pick a repayment plan that fits your needs, from 2 months to 6 years.

Awards & Accolades that show our passion of what we do


No stress — No surprises

We keep it simple—no hidden fees, no fine print, no nonsense.

Just a clear and transparent loan process that works for you.

If anything goes off track, we’ll work
together to make it right.

Get your loan in 3 easy steps

1
Complete Form

Fill out our super quick and easy form — it only takes a few minutes!

2
Get Approved

Check out your loan offer and accept it if it works for you. It’s that simple!

3
Receive Funds

Get your cash fast—deposited straight into your account as soon as the next day!

FAQ — Got Questions? We’ve Got Answers!
Will checking my eligibility hurt my credit score? ▼
Nope! Checking your eligibility won’t affect your credit score because we use a soft credit check.

It’s completely risk-free to see what you qualify for—no strings attached.
What happens if I can’t make a payment on time?▼
No worries—we understand that things don’t always go as planned.

If you’re running into trouble, just let us know.

We’re here to help and can explore options like adjusting your payment schedule to make things easier for you.
Am I eligible for a loan if I’m self-employed or have irregular income?▼
MAbsolutely! We know not everyone has a traditional 9-to-5.

If you’re self-employed, a freelancer, or have irregular income, just provide proof of consistent earnings, like bank statements or invoices, and we’ll consider your application.
How much will my monthly payments be?▼
Your monthly payment depends on your loan amount, interest rate, and repayment term.

For example, borrowing $10,000 at 5.99% APR over 3 years would mean a monthly payment of around $304.
Is there a minimum credit score required to apply?▼
There’s no strict minimum credit score—your approval depends on several factors, like income, credit history, and the amount you want to borrow.

Even if your credit isn’t perfect, it’s worth applying to see your options!
Can I apply if I’ve been denied a loan elsewhere?▼
Of course! Every lender is different, and just because you’ve been denied somewhere else doesn’t mean you won’t qualify with us.

We look at the bigger picture, not just your credit score, so don’t count yourself out.
Are there any extra fees I need to know about?▼
No hidden fees, we promise! That means no application fees, no origination fees, and no prepayment penalties.

The only potential fees might come from late payments, so make sure to pay on time to avoid those.
Can I change my repayment schedule after taking out a loan?▼
Need to adjust your payment plan? Just reach out to us, and we’ll do our best to work something out.

Whether it’s changing your due date or setting up a new payment arrangement, we’re here to help.
Is there a penalty for paying off my loan early?▼
Not at all! You can pay off your loan early without worrying about extra charges.

In fact, paying early saves you money on interest—so go for it!

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Apply Now—Get Approved in Minutes!